This type of cover can pay out a (tax-free) lump sum on the diagnosis of certain life-threatening or debilitating illnesses, or if you have to undergo certain types of surgery.
Life and Protection Insurance
Life and Protection Insurance policies can protect you and your family from the financial consequences of death, a serious accident or illness, or unemployment.
Income Protection Insurance is designed to pay you a regular tax-free monthly income if you become unable to work due to illness or injury.
Life Insurance (sometimes known as Life Assurance) helps provide financial security for people who depend on you, should you die.
Payment Protection Insurance and Short Term Income Protection Insurance can provide a monthly income to help cover your regular outgoings if you can’t work due to an accident, illness/injury or, often as an optional extra, unemployment.
Far from being a luxury, Protection Insurance should be considered essential, especially if you have a family or people that rely on your income.
UK News
It comes after a record number of unaccompanied children crossed the Channel to the UK on Friday.
The advice follows a "significant" spike among under-30s as tighter restrictions come into force.
James Nash was described as a "kind-hearted individual and a proactive parish councillor".
The number includes 39 in the NHS Grampian area where there is a growing cluster of cases in Aberdeen.
People could be without water to drink if usage is not curbed this weekend, a water firm warns.