This type of cover can pay out a (tax-free) lump sum on the diagnosis of certain life-threatening or debilitating illnesses, or if you have to undergo certain types of surgery.
Life and Protection Insurance
Life and Protection Insurance policies can protect you and your family from the financial consequences of death, a serious accident or illness, or unemployment.
Income Protection Insurance is designed to pay you a regular tax-free monthly income if you become unable to work due to illness or injury.
Life Insurance (sometimes known as Life Assurance) helps provide financial security for people who depend on you, should you die.
Payment Protection Insurance and Short Term Income Protection Insurance can provide a monthly income to help cover your regular outgoings if you can’t work due to an accident, illness/injury or, often as an optional extra, unemployment.
Far from being a luxury, Protection Insurance should be considered essential, especially if you have a family or people that rely on your income.
UK News
The two leaders also lock horns over the NHS and leadership in the first TV debate of the election.
They party proposes an extra £10bn a year for schools in England, taken from a £50bn "Remain bonus".
Twitter said the stunt was misleading to the public and would not be tolerated in future - but did not take any direct action.
Brendan McGrath apologises for his "mistakes" after Ebenezer Azamati was "accosted" during a debate.
A higher rate would insulate workers from some of the risk they face, according to think tank Demos