The perks of protection

Posted by siteadmin on Friday 3rd of September 2021

As well as peace of mind, many insurance providers offer additional benefits that you may not know about.

Whether we’re crossing the road or getting on a plane, we encounter risks every day. For many of us, life has felt more uncertain than ever over the past year as we continue to deal with the coronavirus pandemic. Although we can’t always control what’s happening in our lives, we can plan for the unexpected.

By taking out a protection policy, you can safeguard your fa ...

Investment Update - Dicing with the delta variant

Posted by siteadmin on Friday 6th of August 2021

With the UK leading the way in lifting its pandemic restrictions, the coronavirus Delta variant has put many countries on edge.

Nations experiencing a surge in the Delta variant of the coronavirus are in a race between vaccinating a majority of the public and getting ahead of the new strain in order to lift restrictions with confidence. The US, UK and EU are experiencing spikes in the rates of infections and there is some worry from economists about Europe’s previous positi ...

Should we be concerned about rising inflation?

Posted by siteadmin on Friday 16th of July 2021

Most economists expect inflation to pick up over the next few months as lockdown restrictions ease and shops and restaurants reopen. But is this a cause for concern?

As lockdown measures begin to lift, financial markets are making their adjustments in anticipation of a rise in inflation, with bond yields picking up (meaning prices have fallen) and stock markets rotating from defensive sectors into cyclicals.

What is inflation?
Put simply, inflation measu ...

How to plan for inheritance tax

Posted by siteadmin on Friday 9th of July 2021

Following the news that thousands more people are expected to pay the standard 40% inheritance tax this year because of the effects of the pandemic, we explore some of the ways to navigate the complexities of inheritance tax.

The complex laws around inheritance tax (IHT) caught many people off guard during the Covid-19 pandemic. Along with the often-sudden loss of a loved one came the issues arising from IHT on gifts passed down to children and grandchildren.

This tax year mar ...

Turning ‘generation rent’ into ‘generation buy’ - New 95% mortgage scheme to help first-time buyers

Lenders are now offering a government-backed 95% mortgage scheme to help more first-time buyers onto the property ladder.

The government is hoping to turn ‘generation rent’ into ‘generation buy’ with the help of a 5% mortgage deposit scheme launched on 19 April.

Following the outbreak of the coronavirus pandemic, many lender ...

Springing into action

Posted by siteadmin on Friday 9th of April 2021

Successful vaccination programmes are rolling out on both sides of the Atlantic, pointing to a brighter economic outlook.

The US and UK continued their rapid vaccine programmes to combat the coronavirus pandemic, while Europe lagged in its rollout, resulting in a resurgence of COVID-19 cases in some parts of the EU. As a result, the US and UK are likely to be able to reopen their broader economies sooner, while much of Europe still faces strict lockdowns.

Budg ...

Investment Update February 2021: Heading in the right direction

Posted by siteadmin on Friday 19th of February 2021

Despite rising coronavirus cases and increased lockdown measures, there was a renewed sense of optimism about the global recovery as we said goodbye to 2020

Although many countries have begun the new year under strict lockdown measures, vaccinations are providing a light at the end of the tunnel. Investors are optimistic that life will return to normal gradually in 2021 and that the economy will begin to heal.

While there’s been a spike in coronavirus infections dur ...

Plan for what is difficult while it is easy

Posted by siteadmin on Friday 15th of January 2021

We all know we need to save for retirement, don’t we? But we also know it’s not always that easy to find the spare cash required to do so, especially amid a global pandemic.

Research studies, though, typically show that many retirees wish they’d saved on a more consistent basis and managed to accumulate a larger nest egg. Mike is one of those people who entered retirement harbouring financial regrets.

Plan? What plan…? ...

Are your kids worried about money?

Posted by siteadmin on Friday 15th of January 2021

Has the pandemic caused you to worry more than usual about your finances? Well, you’re not alone…
With 47% of respondents to a global survey stating they are less well-off now compared to before the pandemic and 24% worried about job security, it’s clear that the virus is continuing to wreak havoc on our financial – and mental health.

The kids are… not alright
And it’s not just adults who are feeling the pressur ...

Tax-free investing It's time to talk

Posted by siteadmin on Friday 11th of December 2020

With the first wave of Child Trust Funds maturing this year, there’s a great opportunity to talk to your children about the benefits of saving and investing.

If one of your children has recently celebrated their 18th birthday then there’s a good chance they’ll have some money in a Child Trust Fund (CTF), which they can now access for the first time. It could be worth thousands of pounds depending on how much you’ve contributed over the years.

Although this might sound ...